How prepared are you?

We understand that financial stability is essential for peace of mind and a secure future. This survey is designed to help you reflect on your current financial preparedness and identify areas where you may need support. Your responses will guide us in providing resources and assistance tailored to your needs. Together, we can navigate the path to greater financial wellness.

Discover Your Level of Financial Readiness Based on Today’s Top Wealth-Building Strategies

Instructions: Answer each question honestly. For each "Yes" response, score 1 point. For each "No" response, score 0 points. At the end, tally your score to determine your financial preparedness level.

1. Budget & Expense Tracking

Do you have a written budget that you follow each month to track income and expenses?

✅ Yes (1)❌ No (0)

2. Financial Planning

Do you have a financial plan that includes short-term and long-term financial goals?

✅ Yes (1)❌ No (0)

3. Emergency Fund

Do you have an emergency fund with at least 3-6 months’ worth of living expenses saved?

✅ Yes (1)❌ No (0)

4. Retirement Savings

Are you consistently contributing to a retirement plan such as a 401(k), IRA, or pension?

✅ Yes (1)❌ No (0)

5. Investments

Do you have investments outside of your retirement account (e.g., stocks, bonds, mutual funds, ETFs, real estate, etc.)?

✅ Yes (1)❌ No (0)

6. Homeownership or Property Investments

Do you own a home or investment property?

✅ Yes (1)❌ No (0)

7. Business Ownership

Do you own or have an equity stake in a business that generates income?

✅ Yes (1)❌ No (0)

8. Trust & Estate Planning

Do you have a will, trust, or estate plan in place to protect your assets and heirs?

✅ Yes (1)❌ No (0)

9. Debt Management

Are you free from high-interest debt (e.g., credit cards, personal loans), or do you have a solid debt repayment plan?

✅ Yes (1)❌ No (0)

10. Multiple Income Streams

Do you have more than one source of income (e.g., salary, investments, rental income, side business, royalties, etc.)?

✅ Yes (1)❌ No (0)

Scoring Key

🔴 Beginner (1-3 points): You have started your financial journey but still have significant gaps to fill. Focus on setting up a budget, emergency fund, and a retirement plan to build a solid foundation.

🟡 Intermediate (4-6 points): You have a strong grasp of financial principles but need to implement more strategies for long-term wealth-building. Consider adding investments, estate planning, or additional income streams.

🟢 Advanced (7-10 points): You are well-prepared financially, with multiple wealth-building systems in place. Focus on optimizing and expanding your financial strategies for future security and generational wealth.